Affirm Payment Plans
Make 4 interest-free payments with Affirm
When inspiration strikes, say yes with confidence—knowing you’ll never pay a penny more than your purchase price when you Pay in 4.
Keep things simple with Pay in 4
For example, a $1,000 purchase might cost $84/mo over 4 payments at 0% APR.
1. Fill your cart
When you’re done
shopping, select
Affirm at checkout.
2. Choose how you pay
Enter a few pieces
of info for a real-
time decision.
3. Pay over time
Make 4 payments every 2
weeks at affirm.com or in
the Affirm app. You’ll get
email and text reminders.
Just Select Affirm At Checkout
Say yes with
confidence
When you buy with Affirm, you always know exactly what you’ll owe and when you’ll be done paying. You’ll never pay a hidden fee—or any fee, for that matter.
Transparent
Never pay more than the price of your purchase. Affirm tells you up front the total amount you’ll pay. That number will never go up. Our smart checkout gives you options.
Flexible
You choose the payment schedule that works for you
Fair
Affirm won’t charge you late fees or penalties of any kind, ever.
Rates from 0% — 36% APR Payment options through Affirm are subject to an eligibility check and are
provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a
down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged
pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/
licenses.
Options depend on your purchase amount, and a down payment may be required. See affirm.com licenses
for important info on state licenses and notifications.
FAQs
Can I pay off my purchase early?
Yes, there’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or
Android. Affirm will send you email and text reminders before paymentsare due.
Can I return an item I bought with Affirm?
Yes, you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit score?
No, your credit score won’t be affected when you create an Affirm account or
check your eligibility. If you decide to buy with Affirm, this may impact your credit
score. You can find more information in Affirm’s Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com
